Personal Accident – Fracture benefits and cash lump sums from accidental injury
We all believe ‘it will never happen to me’ but I’m sure you are aware of someone who has suffered a serious accident – either at work, in a car or at home. Just ask yourself…what would happen if you suffered a serious injury?
It’s likely you’ll need to take some time off work to recover, which could hit your earnings. And then there are other financial costs – perhaps you’ll need to make changes around the house or other expensive lifestyle changes. Let’s not forget the inconvenience and disruption to your life and those around you either.
This is why a Personal Accident Plan could prove invaluable. It pays out a lump sum benefit if you suffer a specified injury. Having this type of cover means if you suffer an accident you can concentrate on getting better without having to worry about money.
Here are the facts
- Over 40,000 people are injured at work each year, with almost 3,000 suffering a bone fracture
- Over 1.2 million people attend A&E each year
- There are more than 27,000 road collisions each year
Source: Health and Safety Authority, Road Safety Authority 2011