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Health Insurance Top Tips

Did you know that 50% of Health Insurance policies fall due for renewal between December and market each year?  Nearly 20% of the whole market renews their health insurance in January alone. Many consumers again this year will be shocked when they receive their renewal notices because of the increases. Many families’ and individuals are still on dated plans which no longer represent good value for money. These are good plans but because they have been on the market a long time they have been hit by numerous price hikes. Fear of switching is one of the biggest blockages to consumers generating much needs cost savings and this is compounded by the number of plans on the market and the perceived complexity trying to make like by like comparisons.

With so many plans there are plans to suit all budgets and healthcare requirements. So if you are on the same plan for over 2 years then your health insurance cover needs to be reviewed. A good way to save premium for families is to split cover i.e. have everyone on different plans based on their personal requirements and therefore you only pay for what you need.

One to also watch out for is downgrading cover, if you want to upgrade your cover any existing conditions you will be covered under your previous plan for at least 2 years.

Also watch out for the latest versions of existing plans; this is especially the case with some corporate plans where an equivalent plan is launched under a different name at a lower cost.

In the current Health Insurance market, terms and conditions change regularly; it is vital that you find the cover for you by getting the right advice not only from a Qualified Financial Advisor but one who specialises in Health Insurance.

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Where we are

Insurance Brokers & Financial Consultants,
Unit 3B, Tí Phuirséil,
Barna, Co. Galway.
H91 AF1W

Opening Hours

Monday - Thursday: 9am -5pm
Friday: 9am - 4pm
Appointments available outside normal working hours upon request.


Hennelly Financial Services Ltd. t/a Hennelly Finance & Health Insurance Shop is regulated by the Central Bank of Ireland. Directors H. Hennelly, R. Hennelly. Registered in Ireland, Company Reg No: 32727.
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